With the recent wildfires in Colorado, we are receiving phone calls daily with people concerned their wedding might have to be canceled due to fire or severe weather.
You’ve always dreamed of planning the perfect day for your wedding or special event, but no matter how carefully you plan it, there are many things that can go wrong — things that are beyond your control or the control of the venue. (We call these “Acts of God” in our contract.) This is such an emotional subject for all involved. No one can truly have a plan B ready for such disasters.
As a venue, we highly recommend all couples or corporate planners to take out wedding or event insurance. For a low fee, a wedding insurance policy can cover a variety of situations, such as severe weather, lost deposits, transportation shutdowns, lost rings, ruined photos, the call of duty, sudden illness and damaged gifts.
After spending thousand of dollars already, why not just spend $160 to $500 more on assuring proper coverage and give you and your family a peace of mind?
There are many companies out there that offer this kind of coverage. Here are a few companies to help you get started. You may also want to check with your home-owner’s policy to see if it can cover your wedding or event.
Flood and Peterson, Cheri Sonday — 970-506-3212, Cheri.sonday@floodandpeterson.com
Wed Safe — http://www.wedsafe.com
What is an “Act of God?” (Wikipedia)
In the law of contracts, an act of God may be interpreted as an implied defence under the rule of impossibility or impracticability. If so, the promise is discharged because of unforeseen occurrences, which were unavoidable and would result in insurmountable delay, expense, or other material breach.
An example scenario could assume that an opera singer and a concert hall have a contract. The singer promises to appear and perform at a certain time on a certain date. The hall promises to have the stage and audio equipment ready for her. However, a tornado destroys the hall a month before the concert is to take place. Of course, the hall is not responsible for the tornado. It may be impossible for the hall to rebuild in time to keep its promise. On the other hand, it may be possible but extraordinarily expensive to reconstruct on such short notice. The hall would argue that the tornado was an act of God and excuses its nonperformance via impossibility or impracticability.
Ellis Ranch Event Center & Wedding Park
